Are you looking at the calendar and thinking you should put off booking your next dental appointment until after 2017 is underway. Before you do so, we urge you to consider these 5 reasons to use your end of the year dental benefits soon.
Dental Benefits Don’t Roll Over
When it comes to dental benefits, most insurance companies don’t believe in rollovers. They provide you with a set amount of coverage each year, usually $1,000 for each person covered by the policy. You have from January 1 through December 31 first to receive $1,000 worth of dental care. If you don’t use that amount during the calendar year, you lose it.
You’ve Already Spent Your Deductible
While most insurance policies have a deductible which is the amount of money you are responsible for paying towards your dental care. It’s important to understand that you don’t have to pay your deductible for each dental appointment or treatment you require. Once your professional dental care has exceeded the deductible listed in your policy, the insurance company steps in and covers the cost of your dental care.
Your Insurance Company Wants you to Have Routine Dental Care
If you’re afraid that going to the dentist for a minor problem will have a negative impact on your dental insurance premiums, relax. The company in charge of your insurance policy would far prefer that you use the insurance to pay for routine and minor dental treatments than wait until you require more extensive, and expensive, work. In fact, some insurance policies can even be used to cover the cost of routine cleanings.
Your Teeth are Important
If there’s a problem with your teeth, it’s only going to get worse as time passes. If enough time goes by, your dental problems can impact your overall health and happiness. It really is in your best interest to book an appointment and resolve your dental problems as quickly as possible.
Contact us today to book an appointment.