If you are retired or are planning to retire soon, you are probably aware that Medicare – which is the healthcare plan for 70% of Americans over the age of 65 – doesn’t include dental coverage. While it’s sometimes possible to receive retiree coverage from your former employer, many individuals stop working full-time before they retire, making them ineligible for such plans.
Taking good care of your teeth is even more important as we age, and Palos Heights Family Dental prides itself on providing professional and affordable dental care for all of our patients. We want you to know that you have options when it comes to covering the cost of dental treatments when you retire.
- Dental Savings Plans. If you are uninsured, the out-of-pocket costs of dental procedures add up very quickly. We want you to get the care you need, which is why we provide an in-house membership plan that offers discounts on routine treatments. Our Smile Loyalty Plan is a great way to save on the cost of your dental appointments without compromising the quality of your care. Contact us for more details.
- CareCredit Payment Plans. We know that paying the full cost of dental treatments up front isn’t always financially feasible. That’s why we offer reasonable payment plans through CareCredit to ensure the affordability of the care we provide. There are no up-front costs and no fees, and with little or no interest, this a great option for managing your payments. Apply online for a quick credit decision.
- Medicare Advantage Programs. If you are retired and on Medicaid, you can look into optional Medicaid Advantage Programs that will cover some basic dental procedures such as exams and cleanings. You will have to pay an additional fee to join this program, and your provider can give you more information on the costs involved. Contact us if you have questions about your insurance coverage and which plans we accept.
If you’re still unsure what financial option is best for you, give us a call. Our team is happy to go over your needs and the financial plan that may work for you.